ESTABLISHED 2022 // RETAIL COMMUNITY FAVORITE
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Funding Pips Review 2026

The Budget Leader for Undercapitalized Traders & 5-Day Payout Cycles

Refundable fees from $32
No Minimum Trading Days
cTrader & MatchTrader Platforms
Rapid 5-Day Payout Cycle
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4.7 / 5.0Pete's Rating
Verified Specifications
Budget Score4.7 / 5.0 Rating
Evaluation EntryFrom $32 (100% Refundable)
Max Overall Loss10% Static Floor
Payout FrequencyEvery 5 Days

"An outstanding budget-friendly option. While they lack the ten-year track record of FTMO, their rapid payout speed and cheap entry costs make them a favorite for retail traders."

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Vibrant Tech Stack

Robust direct integration with cTrader & MatchTrader

No Minimum Days

Pass both evaluation phases in a single day if rules met

Rapid 5-Day Payouts

Receive processed profits twice a week with zero delay

Professional Transparency

Drawdown may earn a referral commission if you open an account via our links. This never influences our recommendations — we only feature brokers and platforms we have personally used or thoroughly evaluated. See our full Review Methodology.

VERDICT
Funding Pips
4.7 / 5.0Pete's Score
//Pete's Honest Take

"An outstanding budget-friendly option. While they lack the ten-year track record of FTMO, their rapid payout speed and cheap entry costs make them a favorite for retail traders."

01 // Overview

Introduction & Background

Funding Pips has rapidly risen to prominence as one of the most popular low-cost prop firms. With evaluation fees starting at just $32 for a $5k account and a 5-day payout cycle, they cater directly to undercapitalized traders who want high profit potential with minimal initial risk.

02 // Specifications

Verified Challenge Parameters

Profit Split
Up to 90%
Max Leverage
100:1
Profit Target
8% (Step 1), 5% (Step 2)
Max Drawdown
10%
Daily Limit
5%
Entry Fee
Refundable from $32

What We Like

  • Extremely low evaluation fees
  • No minimum trading days
  • 5-day payout cycle
  • Excellent MT5 alternative integration

What We Don't Like

  • Relatively new track record
  • Strict daily drawdown limit calculation
  • Spreads can widen during high volatility
03 // Challenge

Challenge Structure & Rules

2-Step Evaluation process with no time limits and no minimum trading days, meaning you can get funded as fast as you can reach the targets.

Registration Fees & Refund PolicyFees range from $32 for a $5k account to $399 for a $100k account. This fee is fully refunded on your first payout, making it highly competitive compared to legacy firms.
04 // Risk Limits

Drawdown & Loss Rules

Daily Loss Limit

Daily drawdown limit is 5% of the starting balance of the day, reset at midnight server time.

Maximum overall Drawdown

Max drawdown limit is 10% static of the initial account balance.

05 // Growth

Splits & Scaling Plans

Starts at 80% and can scale up to 90% as you hit consistency metrics.

Hyper Scaling Opportunity

Accounts can scale up to double their initial balance as they hit 10% profit milestones, up to a maximum of $1,000,000.

06 // Payouts

Payout History & Processing Speed

Very reliable processing of payouts via crypto (USDT, BTC) and third-party contract portals.

Pete's Verdict

An outstanding budget-friendly option. While they lack the ten-year track record of FTMO, their rapid payout speed and cheap entry costs make them a favorite for retail traders.

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Frequently Asked Questions

Q: Does Funding Pips allow weekend holding?

Yes, traders are permitted to hold positions over the weekend on all evaluation and master accounts.

Free Trader Resource

Download the 30-Day Evaluation Challenge Checklist PDF

Make sure you stay in line with daily limits, consistency schedules, and profit requirements with our visual tracker checklist.

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Begin your path to managing professional capital. Pass the evaluation, claim your fee refund, and split profits.

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